Deferred Payment

Move into your new Stewart Milne Home now for just 75% of the purchase price with our Shared Equity Plan*, developed to ensure you get the home of your dreams at a price you can afford. You own 100% of your new home and pay 75% of the purchase price*.

So you can now afford your perfect home and hold on to some capital if you wish. Stewart Milne Homes would hold the 25% of the purchase price as an investment and you repay the 25% investment to us when you decide to sell the property or at the end of the agreed period, whichever is the earlier*.

  • No interest to pay
  • You own 100% of your new home for just 75% of the purchase price*
  • Stewart Milne Homes secure our investment through a second charge on your property, your mortgage lender having first charge
  • You can repay the 25% investment we hold at any time within the agreed period*
  • The amount due at the time you repay will be calculated at 25% of the property market value at that time*
  • Your mortgage must be arranged through our preferred Independent Financial Advisors

The amount varies on each development and plot where this offer is available and ranges from 85%/15% split to 75%/25%. Please ask for details about the specific home you are interested in.

 

Our Shared Equity Plan* is currently available on selected homes at the following developments:

 

*Shared Equity percentages may differ on selected developments. Please contact us for more details. This offer is available on selected developments and homes only and is subject to terms & conditions and availability.

Get in touch