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buy a new home

With you every step of the way

Buying a new home is not something most people do regularly so it's no wonder the home-buying process can seem confusing

Stewart Milne homes is here to make the process as easy as possible, which is why we've laid out steps below to buying your new home.

Although it can be tempting to buy a dated period home, it at times can turn into a nightmare and cost a small fortune to upgrade, re-design and make your own. Old windows, boilers and insulation are the expensive culprits in used properties none of which are a problem if you buy a new home.

Find your dream home

Nothing beats falling in love with the perfect new home. Discover our new homes which combine stunning looks and smart, practical design with premium finishes. You’ll find our homes in some of the most sought-after locations in Scotland and England.

Find your first home

First time buyer

We’ve been helping first time buyers for over 30 years, so you can rely on us to help you onto the property ladder. We guide you through every step of the process, from choosing the right new home and selecting the right fixtures and fittings to suit you, to working closely with your solicitors to make the purchase as easy as possible.

Found your new home? Let us help you finance it.

Learn more

Free Financial Advice

Take advantage of impartial advice from Independent Financial Advisors – absolutely free of charge. Book an appointment with a financial advisor today to access the best home finance products available and get help to choose the right one for you.

Help to sell your Home

Help to sell your current home

To help you sell your current property and move in to your brand new home quickly, talk to us about our range of ways to get you moving, whether you want to move up the property ladder or just take a side step. With our exclusive Trading Places plan, you could have a fair market value offer on your current home in as little as five working days.

Preparing for a mortgage

Preparing for a mortgage

Navigating the wide range of mortgage products and home finance options available can seem daunting. We can guide you through the types of mortgage product available, and provide practical tips to help improve your chances of being accepted.

We make buying a home even more affordable.

Find out more

Help to Buy

Help to Buy *

Help to Buy allows you to buy a brand new home with just 5% deposit and an affordable mortgage.

To be eligible for a Help to Buy home, you should:

  • Be a home buyer looking to buy a new build home
  • Be able to demonstrate access to savings or funds to pay a deposit of 5% plus the usual cost of moving home which includes legal fees and stamp duty
  • Have a good credit history
  • Take out a mortgage with a qualified lender (e.g. a bank or building society)
     

Part Exchange

Part Exchange **

With 'Part Exchange' you can have an offer for your home within 5 days. All you have to do is get in touch, provide us with details of your property and leave the rest to us. You can then concentrate on choosing your perfect Stewart Milne home.

First Time Buyers

First Time Buyers ***

Our First Time Buyers plan aims to combine the aspirations of first time buyers with affordable monthly payments, giving you the opportunity to own your own high quality home at genuinely affordable prices:

  • Help to Buy available†
  • LBBT / Stamp Duty paid
  • No legal fees
  • Choice of furniture
  • Choice of kitchen finish - doors, handles and work surfaces
  • Choice of bathroom finish with Porcelanosa tiling
  • Choice of flooring throughout
  • Plasma TV and cinema system
  • 10 year warranty for your new home
      

Stamp Duty Paid

Stamp Duty Paid ****

Take advantage of our Stamp Duty Paid and you could save thousands of pounds. Stamp Duty is payable on all properties in England and Wales priced from £125,000.

For a limited time only, we are offering to pay the Stamp Duty Paid on your new home, so you can save even more. Please ask us for details.

LBTT Contribution

LBTT Contribution *****

Take advantage of our Land and Buildings Transaction Tax Contribution and you could save thousands of pounds. Land and Buildings Transaction Tax is payable on all properties priced from £145,000. For a limited time only, we are offering to make a contribution to the Land and Buildings Transaction Tax on your new home, so you can save even more. Please ask us for details.

Guaranteed Buyer

Guaranteed Buyer ******

Sell your home worry free with our Guaranteed Buyer for Your Home service. You market your home in the usual way and if your home hasn’t sold before the completion date on your new home, we'll buy it from you at an agreed price, saving you time and stress.

Help to Sell Your Current Home

Help to Sell Your Current Home *******

Need help or support to sell your current home? Our marketing service provides extra support when it comes to selling your current home - we’ll help you value and advertise your home and even manage the sale through your estate agent.

Choice of Carpets Included

Choice of Carpets Included ********

We'll cover your floors with carpet. We'll even cover the cost.

Nothing can make you feel more relaxed than moving into a home that’s been fully carpeted throughout. Buy one of our selected homes, and we'll include all carpets and flooring, with our compliments.

Landscaped Gardens

Landscaped Gardens *********

The day you move in, the kids can play out.

But not just the kids, the whole family can enjoy the garden from day one; because we’ll completely landscape your front and rear gardens before you move in, making your home as stunning on the outside as it is on the inside.

Key Workers

Key Workers **********

Stewart Milne Homes offer Key Workers the following benefits to make moving easy and affordable. With a wide choice of stunning homes from 1 to 6 bedrooms in locations throughout Scotland and North-West England you'll be spoiled for choice.

Start the search for your new home. Begin your journey today!

Search now!

* Help to Buy is available on selected developments and selected homes only. Subject to status and availability, terms and conditions apply. Please ask us for full details.

** Part Exchange is available on selected developments and selected homes only. Subject to status and availability, terms and conditions apply. Please ask us for full details.

*** The First Time Buyers plan is available on selected homes only and may not be combined with other available offers. Please contact us for more details of offers available on specific homes. This offer is subject to terms & conditions and availability.
† Please ask for details. Available on selected homes only and may not be combined with other available offers. Please contact us for more details of offers available on specific homes. This offer is subject to terms & conditions and availability.

**** Stamp Duty Paid available on selected homes in England and Wales only. Terms and conditions apply. this offer may not be combined with other offers. Please ask for full details.

***** Land and Buildings Transaction Tax Contribution is available on selected homes in Scotland only. Terms and conditions apply. This offer may not be combined with other offers. Please ask for full details

****** Guaranteed Buyer is available on selected homes in selected developments. Terms and conditions apply. This offer may not be combined with other offers. Please ask for full details.

******* Help To Sell Your Current Home is available on selected developments and selected plots only. Subject to status and availability, terms and conditions apply. Please ask us for full details.
 

******** Choice of Carpets Included is available on selected homes in selected developments. Terms and conditions apply. This offer may not be combined with other offers. Please ask for full details.

********* Landscaped Gardens included is available on selected homes in selected developments. Terms and conditions apply. This offer may not be combined with other offers. Please ask for full details.

********** Key Workers is available on selected developments and selected plots only, and may not be combined with other available offers. Subject to status and availability, terms and conditions apply. Available to Key workers only. These are identified as
• Police Force (including Prison Officers) • Ambulance Service • Fire Brigade • Teachers & Nursery Nurses • NHS Employees • Local Government /Councils. Please ask us for full details.

 
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