Rowan

* Available on selected developments and selected homes only. Subject to status and availability, terms and conditions apply. Please ask us for full details.

** All prices quoted above are based on our deferred payment plan and may change. Please ask for details. Monthly mortgage rates vary depending on lender, interest rates, property provider price and lender selection criteria. The following example is based on a purchase price of £90,995. The amount you will need to pay Stewart Milne Homes on purchase is £72,796 being 80% of the purchase price. Monthly costs based on a repayment mortgage of £69,156 (5% deposit of 80% share required) and lender's fixed rate currently 3.14% for 2 years from completion, reverting to the lender's variable rate for the remaining of the term, currently 3.99%. The overall cost for comparison is 4.1% APR. Interest rate correct as at 5/7/2013. Calculated over 35 years the monthly cost on 3.14% is £271.58. An arrangement fee of £900 is payable to the lender on completion and a booking fee of £99 and a valuation fee of £210 both payable to the lender on application. Early repayment charges apply to the end of the incentive period. The actual rate will depend upon your circumstances. Loans are subject to availability and subject to status. Ask for a personalised illustration. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Approved by First Mortgage Direct Ltd FSA Registration 305741

*** Offers are available on selected homes on selected developments. Offers may not be combinable. Please ask for details of offers available on individual homes of your choice. We're happy to help.

**** Available on selected homes in selected developments, please ask us for full details.