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Buy now with our Special Deferred Payment Price

Move into your new Stewart Milne home now for between just 75%-90% of the purchase price with our Deferred Payment Plan*, developed to ensure you get the home of your dreams at a price you can afford. You own 100% of your new home and pay between 75%-90% of the purchase price*.

So you can now afford your perfect home and hold on to some capital if you wish. Stewart Milne Homes would hold the deferred percentage (10%-25%) of the purchase price as an investment and you repay this percentage investment to us when you decide to sell the property or at the end of the agreed period, whichever is the earlier*.
  • No interest to pay
  • You own 100% of your new home for between just 75%-90% of the purchase price*
  • Stewart Milne Homes secure our investment through a second charge on your property, your mortgage lender having first charge
  • You can repay the % investment we hold at any time within the agreed period*
  • The amount due at the time you repay will be calculated at the agreed % of the property market value at that time*
  • Your mortgage must be arranged through our preferred Independent Financial Advisors

The amount varies on each development and plot where this offer is available and ranges from: 90%/10% split to 75%/25%. Please ask for details about the specific home you are interested in. 

Our Deferred Payment Plan** is currently available on selected homes at the following developments:

*Deferred payment is available on selected plots only using Stewart Milne Homes Deferred Payment Plan. Subject to status. Terms and conditions apply. The following is an example of a 85%/15% split. Stewart Milne Homes will retain a 15% share. This must be repaid on sale or transfer of your property or after a given period, usually 10 years. If Stewart Milne Homes decides to exercise this option you may have to remortgage or possibly sell your home in order to repay 15% of the value of the property at that time. Repayment of the 15% share is based on open market value at the point of sale or transfer. Typical examples - if the property is sold or transferred for £175,000 then 15% (£26,250) is payable to Stewart Milne Homes. If the property is sold or transferred for £150,000 then 15% (£22,500) is payable to Stewart Milne Homes. This is an example and other deferred payment splits are available. Terms and conditions apply. Subject to status. Please ask for details.

**Deferred payment percentages may differ on selected developments. Individual offers are available on selected homes only and may not be combined with other available offers. Please contact us for more details of offers available on specific homes. This offer is  subject to terms & conditions and availability.


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