David Bass
About the Author
David has spent years working across legal compliance and financial planning, developing a sharp sense for which regulations actually affect everyday people and which ones are mostly noise. He writes about consumer protection, estate planning, and personal finance with the kind of clarity that comes from explaining these things to real people in real situations. His view is that legal and financial topics stay confusing not because they're inherently complicated, but because most coverage assumes you already know half of what you need to know. He writes to fix that.
Blogs by David Bass
Is it illegal to fly a drone over someone’s property? Not automatically. Yes, you usually can fly a drone over private property in the UK. No blanket law bans it.
Quick Answer: Solicitor fees for selling a house in the UK typically range from £610 to £1,500 in legal fees, plus VAT at 20% and disbursements of £200–£722. Total costs
Your lease gets shorter every year, and it’s easy to miss until a buyer or a bank flags it. Drop below 80 years and your flat gets harder to sell.
If you own your home and receive state support, you may be wondering how DWP home ownership for pensioners actually works. The short answer is that your main home does
Are you a landlord wondering how to avoid paying tax on rental income? You can’t dodge it entirely, but you can legally cut your bill with the right expenses, allowances, and ownership structure. Missing a
Quick answer: PCM means Per Calendar Month. It’s the fixed rent figure you pay on the same date every month under a tenancy agreement, whether that month has 28, 30 or 31 days. A single
A company can buy a house and rent it to you, but the structure is not as simple as it looks on paper. Once this setup is used, it falls under IRS-related-party rental rules, which
Mortgage costs have risen sharply in recent years. UK homeowners are searching for smarter ways to reduce interest without locking away their savings. An offset mortgage offers exactly that solution. Your savings link directly to
You’ve landed £100,000. Maybe it came from an inheritance, the sale of a property, or years of careful saving. The instinct is to act fast, but Martin Lewis says to slow down and plan first.