David Bass

About the Author

David has spent years working across legal compliance and financial planning, developing a sharp sense for which regulations actually affect everyday people and which ones are mostly noise. He writes about consumer protection, estate planning, and personal finance with the kind of clarity that comes from explaining these things to real people in real situations. His view is that legal and financial topics stay confusing not because they're inherently complicated, but because most coverage assumes you already know half of what you need to know. He writes to fix that.

Blogs by David Bass

Signing a mortgage deed used to mean printing paperwork, booking a witness, and waiting for the post. Nationwide electronic mortgage signatures now let eligible borrowers complete this step online using

Is it illegal to fly a drone over someone’s property? Not automatically. Yes, you usually can fly a drone over private property in the UK. No blanket law bans it.

Quick Answer: Solicitor fees for selling a house in the UK typically range from £610 to £1,500 in legal fees, plus VAT at 20% and disbursements of £200–£722. Total costs

Your lease gets shorter every year, and it’s easy to miss until a buyer or a bank flags it. Drop below 80 years and your flat gets harder to sell.

If you’re looking into energy efficiency, you’re probably wondering what an EPC rating C monthly cost UK households actually face. With energy prices still high and targets nudging more homes toward Band C by the

Imagine this: your car insurance renewal arrives, demanding £800 immediately. Your stomach drops because you haven’t prepared. You reluctantly reach for a credit card, knowing you’ll spend months paying it off with interest. This scenario

Have you ever wondered how married couples protect their assets after saying their vows? Life changes in unexpected ways. Perhaps an inheritance lands in your lap or your business takes off beyond expectations. Maybe your

Thinking about buying a commercial building in the UK? Many investors feel blindsided by an unexpected tax charge at closing. Stamp duty land tax (SDLT) often surprises first-time buyers, even though it’s completely predictable when

Concerned that your home extension or loft conversion might not be legally compliant? Recent changes to UK planning law have left many property owners uncertain about their legal position. From April 2024, the government replaced