David Bass

About the Author

David has spent years working across legal compliance and financial planning, developing a sharp sense for which regulations actually affect everyday people and which ones are mostly noise. He writes about consumer protection, estate planning, and personal finance with the kind of clarity that comes from explaining these things to real people in real situations. His view is that legal and financial topics stay confusing not because they're inherently complicated, but because most coverage assumes you already know half of what you need to know. He writes to fix that.

Blogs by David Bass

Signing a mortgage deed used to mean printing paperwork, booking a witness, and waiting for the post. Nationwide electronic mortgage signatures now let eligible borrowers complete this step online using

Is it illegal to fly a drone over someone’s property? Not automatically. Yes, you usually can fly a drone over private property in the UK. No blanket law bans it.

Quick Answer: Solicitor fees for selling a house in the UK typically range from £610 to £1,500 in legal fees, plus VAT at 20% and disbursements of £200–£722. Total costs

Your lease gets shorter every year, and it’s easy to miss until a buyer or a bank flags it. Drop below 80 years and your flat gets harder to sell.

House prices keep rising faster than most people can save. Getting on the property ladder feels impossible when deposits reach £40,000 or more. Many buyers get stuck between renting and full ownership. Shared ownership offers

Most property owners have no idea what their land is worth when utility companies or government agencies come knocking for easement rights. You might accept the first offer, thinking you have no choice, or worse,

Found your dream home but haven’t sold your current one yet? Bridge loans seem like the obvious solution until you see the price tag. Interest rates of 8-12%, expensive fees, and the stress of carrying

Tired of muddy lawns and boring concrete? Your garden is begging for a makeover that actually makes sense. Garden paving isn’t just about pretty stones anymore. It’s about creating outdoor rooms that work as hard

Buying a home raises one question that confuses almost everyone: Do I really need to hire a solicitor or an attorney to buy a house? The answer isn’t straightforward. Some states require it by law.