LBTT

To make your new home more affordable, we make a contribution to the Land and Buildings Transaction Tax due on your new home, which could save you thousands.

In Scotland, LBTT is payable on all properties priced from £145,000. Please ask us for full details.

Part Exchange

The easy way to sell your home

Enquiry

Our step-by-step Part Exchange service means you can have an offer for your home in just 5 days. All you have to do is get in touch, provide us with details of your property and leave the rest to us. You can then concentrate on choosing your perfect Stewart Milne home.

Valuation

We'll arrange two independent valuations, provide you with a fair market price for your property and once you've accepted, we'll liaise with solicitors to complete the purchase alongside the purchase of your new Stewart Milne home. No fuss, no delay, no chain. With no time to lose, get in touch now or come to our special events and find out how easy moving home can really be.

• An offer for your home within 5 days
• Two independent valuations
   

Reservation

Reserving your home is the next step. Guaranteeing you’ll have the home you’ve set your heart on. You’ll now be assigned a consultant, who will remain a consistent point of contact throughout the process. They will keep you well informed as well as continually offering help and advice. And when you buy early you’ll be able to choose your kitchen, tiles and work surfaces (to name just a few) from our extensive range.

Help with your move

You’ve sold your old house and your move-in date is within sight. Even at this point we’re still there to offer help with any aspect that makes the move to your new home as smooth as possible - how about we arrange a removals service? We will also give you our invaluable and easy to use guide to your new home, in which you’ll find all the information you’ll ever need, as well as important contact details.

Key Workers

At Stewart Milne Homes we fully appreciate the importance of our public sector Key Workers and the tireless work they do to ensure our communities operate with good health and well-being, great education and consistent public protection.

We offer Key Workers special benefits to make moving easy and affordable, and with a wide choice of stunning homes, you'll be spoiled for choice:

• £2,000 towards legal costs
• Flooring throughout

A Key Worker is defined as follows:

• Police Force (including Prison Officers)
• Ambulance Service
• Fire Brigade
• Teachers and Nursery Nurses
• NHS Employees
• Local Government/Councils

Help to Buy (Scotland)

Help to Buy allows you to purchase a brand new home in Scotland with just 5% deposit and an affordable mortgage, with assistance from the Scottish Government.

Help to Buy gives you the chance to buy a new home with the assistance of an equity stake. The value of the stake is a maximum of 15% of the full price of the property. The maximum full purchase price is set at £200,000. Help to Buy is open to all buyers including existing home owners and first time buyers.

Under Help to Buy, the government provides an equity stake as follows:

• The Scottish Government provides an equity stake of up to 15%
• You arrange a mortgage for up to 80%
• Meaning your deposit is just 5%

Download our guide for full details:

Download guide

To be eligible for Help to Buy, you should:

• Be a home buyer looking to buy a new build home
• Be able to demonstrate access to savings or funds to pay a deposit of 5% plus usual cost of moving home which includes legal fees and stamp duty
• Have a good credit history
• Take out a mortgage with a qualified lender (e.g. a bank or building society) 

Assured Sale

You can relax knowing that if your current property hasn’t sold before the completion date on your new home, we’ll buy it at an agreed price.

It takes away the worry of selling your home by providing a safety net, saving you time, worry and the costs of bridging loans.